About Ever North Limited
We exist to give UK mortgage and protection advisers the regulatory foundation, technology and support to build independent, profitable businesses — without compromise.
Built by advisers, for advisers
Ever North was built by financial services professionals who understood, first-hand, the challenges facing UK mortgage advisers: excessive income splits at large networks, compliance burdens with no real support, outdated technology, and zero leads. We built the firm we wished had existed when we started our own careers.
Today, Ever North Limited operates as an FCA-authorised principal firm with a directly authorised AR network, our own Finance Magic™ technology platform, and a compliance framework designed by one of the UK's most experienced compliance professionals. We are independent, adviser-focused, and built for the long term.
Finance Magic™ is a registered trademark and trading style of Ever North Limited, representing our proprietary technology platform — including the UK's first real-time mortgage mobile application, Finance Magic Partner.
Company Facts
Finance Magic™ is a registered trademark and trading style of Ever North Limited. Company No: 10216011. Registered in England & Wales.
The team behind Ever North
Led by experienced financial services professionals with a combined 35+ years in regulated advice, compliance and network management.
Tanjir Sugar
Founder & Director
Tanjir Sugar is an FCA-registered individual and independent financial adviser with over 10 years in regulated financial services. He founded Ever North Limited on 6 June 2016, and led the firm through FCA authorisation granted on 29 March 2018. His specialist focus areas span complex income mortgages, adverse credit, high-value residential, bridging finance, equity release, and commercial lending. Tanjir has been instrumental in developing the Finance Magic™ technology platform and building the Ever North AR network — driven by a commitment to making high-quality regulated advice genuinely accessible to advisers at every stage of their career.
“We built Ever North on a simple principle — if you back talented advisers with the right regulation, technology and support, they will build exceptional businesses. Our job is to remove every barrier standing between a great adviser and a great career.”
David Potton
Compliance Director
David Potton brings over 25 years of financial services compliance experience to Ever North. A fully qualified IFA with comprehensive qualifications across mortgages, protection, investments and pensions, David is an expert in FCA regulatory frameworks, Consumer Duty, SMCR (Senior Managers and Certification Regime), AR oversight and supervision. He designed and manages Ever North's complete compliance framework, Training & Competency scheme, file review process and annual compliance programme — bringing institutional-grade expertise to an accessible, adviser-focused network.
“Compliance done right is not a burden — it's what gives advisers and their clients confidence. At Ever North, our compliance framework is designed to protect advisers and their clients equally, while making the day-to-day experience as smooth as possible.”
Our values
Independence First
We believe advisers should build their own business, their own brand, their own client relationships. We provide the structure; you provide the ambition.
Compliance Without Compromise
David Potton and the compliance team bring institutional-grade oversight to an accessible network. Compliance is not optional — it is the foundation of everything.
Technology-Led
Finance Magic™ is our own platform, built for the realities of modern mortgage and protection advice. We invest in technology so our advisers don't have to.
People Before Numbers
Every adviser who joins Ever North gets real support from real people. We are a network built on relationships, not just regulatory contracts.
Our journey
Ever North Limited incorporated
Founded by Tanjir Sugar on 6 June 2016 with a vision to create an adviser-first principal firm — one that prioritises genuine support over income extraction.
FCA authorisation granted
FCA authorisation confirmed on 29 March 2018. Ever North begins operating as a directly authorised principal firm under FCA Reference 800196.
Finance Magic™ brand established
Development of the UK's first real-time mortgage mobile application begins. Finance Magic™ is registered as a trademark and trading style of Ever North Limited.
Finance Magic Partner app launches
The first mobile app in the UK to process real-time mortgage applications goes live, available on iOS and Android. A milestone in UK mortgage technology.
Equity Release Council membership
Ever North joins the Equity Release Council, cementing its commitment to later life lending standards and best practice for clients approaching retirement.
Compliance framework enhanced
David Potton joins as Compliance Director, bringing 25+ years of institutional compliance expertise and elevating the T&C scheme, file review and annual compliance programme.
Digital-first onboarding
Full online AR and adviser onboarding launched. Applications to live trading completed in as little as 2 weeks — fully digital, no unnecessary delays.
Regulated. Recognised. Trusted.
Ever North operates to the highest standards of financial services regulation.
FCA Authorised
Equity Release Council
ICO Registered
Finance Magic™
Interested in joining our team of advisers?
Mortgage and protection advisers, and firms seeking an AR proposition — we have a place for you at Ever North.
